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Mortgage Planning Questionnaire (MM)

An extension to the Mortgage Application from Mark Maiocca at First Community Mortgage.  To integrate the mortgage into your overall Financial Plan.

This is very important for the first conversation. If you choose to proceed, a more detailed application with the documentation needed will be sent to you.

Thank You

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Question 1 of 43

Full Name? (If there is more than 1 borrower please list ALL others)

Question 2 of 43

Today's Date?

Question 3 of 43

Do you currently rent or own a home?

A

Own?

B

Rent?

C

Other?

Question 4 of 43

If you own, what is your mortgage payment? (If there is more than 1 borrower please list information for ALL others)

Question 5 of 43

If you rent, what is your monthly rent payment? (If there is more than 1 borrower please list information for ALL others)

Question 6 of 43

What property type are you looking to finance?

(Select all that apply)
A

SINGLE FAMILY

B

CONDOMINIUM

C

2-FAMILY

D

3-FAMILY

E

4-FAMILY

F

OTHER

Question 7 of 43

WHAT TOWN/CITY ARE YOU LOOKING IN? (Please list all that apply)

Question 8 of 43

What is the MAXIMUM monthly payment that you feel comfortable with? 

(If there is more than 1 borrower please list information for the total payment combined)

 

Question 9 of 43

How are you employed?

(If there is more than 1 borrower please list information for ALL others)

(Select all that apply)
A

Self Employed

B

W-2: Salaried

C

Receive Bonus or Commission income?

D

Part Time Income

E

OTHER

Question 10 of 43

What is your exact annual income?

(If there is more than 1 borrower please list information for ALL others)

Question 11 of 43

What is you monthly debt? (If there is more than 1 borrower please list information for ALL others)

 

Installment Debt: (EXAMPLE: Mortgage Payments, Car Payments, Student loans)

 

Revolving Debt: (EXAMPLE: Minimum payments on credit cards)

Question 12 of 43

How would you rate your credit?

(If there is more than 1 borrower please select information for ALL others)

(Select all that apply)
A

EXCELLENT/PERFECT (Never been late/Long History)

B

GOOD (Rare late payments/More than a 2 year history)

C

FAIR (A few late payments)

D

POOR (I'm concerned about my credit score)

E

LIMITED (1 tradeline or less with less than a 1 year history) OR NO CREDIT

Question 13 of 43

How long do you plan to own this new property?

(If there is more than 1 borrower please list information for ALL others)

Question 14 of 43

What is your best estimate of how long you might keep this new loan?

A

1 yr

B

2 yrs

C

3 yrs

D

4 yrs

E

5 yrs

F

Longer

Question 15 of 43

Are you familiar with how the tax advantages of a mortgage work?

A

Yes

B

No

C

Somewhat

Question 16 of 43

Who do you use to prepare you income tax returns?

A

Self

B

Tax Accountant

C

Other

Question 17 of 43

If other than yourself, please provide your tax preparer's contact info:

Question 18 of 43

How much are you looking to put as a downpayment?

Question 19 of 43

Do you feel that you have enough readily available money necessary to get through a 3 to 6 month financial setback or emergency?

A

Yes

B

No

C

Unsure

Question 20 of 43

Have you started planning a college fund for your children or grandchildren?

A

Yes

B

No

Question 21 of 43

Do you contribute to a 401k plan through your employer?

A

Yes

B

No

Question 22 of 43

Do you maximize your contributions?

A

Yes

B

No

Question 23 of 43

Do you feel you are saving enough to retire comfortably and to fund other investments? (Children's college education, real estate goals, etc?

A

Yes

B

No

C

Unsure

Question 24 of 43

Do you currently have a realtor?

A

Yes

B

No

Question 25 of 43

If no, would you like me to refer you to an experienced realtor who proudly serves the marketplace where you are looking for a home?

A

Yes

B

No

Question 26 of 43

What would you rate your relationship with your Accountant?

A

9 - 10 = Great Relationship

B

7 - 8 = Good relationship

C

Below 6 = Poor relationship

D

No Relationship

Question 27 of 43

Please rate, as objectively as possible, on a scale from 1 - 10 how your relationship is with your Financial Advisor?

A

9-10 = Great relationship

B

7 - 8 = Good relationship

C

Below 6

D

No Relationship

Question 28 of 43

Please rate, as objectively as possible, on a scale from 1 - 10 how your relationship is with your Accountant?

A

9 - 10 = Great relationship

B

7 - 8 = Good relationship

C

Below 6 = Poor relationship

D

No Relationship

Question 29 of 43

Please rate, as objectively as possible, on a scale from 1 - 10 how your relationship is with your Realtor?

A

9-10 = Great relationship

B

7-8 = Good relationship

C

Below 6 = Poor relationship

D

No Relationship

Question 30 of 43

Please rate, as objectively as possible, on a scale from 1 - 10 how your relationship is with your Insurance Agent?

A

9 - 10 = Great relationship

B

7 - 8 = Good Relationship

C

6 or Below

D

Don't have one

Question 31 of 43

Do you have life insurance protection?

A

Yes

B

No

Question 32 of 43

If yes, Term or Whole Life? How Much?

 

Term? - $$$

(If there is more than 1 borrower please list information for ALL others)

 

Whole? - $$$

 

 

Question 33 of 43

Do you have an umbrella policy in place?

A

Yes

B

No

Question 34 of 43

Have you created a will to protect your family's assets and care for your loved ones?

A

Yes

B

No

Question 35 of 43

What is the most important to you about working with a lender?

Question 36 of 43

Have you recently spoken with other lenders about home financing?

If yes, which loan program do you like best so far and why?

Question 37 of 43

What hobbies do you enjoy?

Question 38 of 43

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME

If there are closing costs, would you like to incorporate them into the loan amount or would you prefer to pay them out of pocket?

 

A

In the loan

B

Out of pocket

C

Paid by lender

D

N/A

Question 39 of 43

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME (If this is a home purchase. Please put N/A in the answer box)

 

Have you made improvements to your home that would affect the value?

Question 40 of 43

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME

 

Do you plan to payoff a home improvement loan or 2nd lien with this loan?

A

Yes

B

No

C

N/A

Question 41 of 43

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME (If this is a home purchase. Please put N/A in the answer box)

What was the last date you financed/refinanced this property?

Question 42 of 43

ONLY IF YOU ARE CONSIDERING REFINANCING YOUR HOME (If this is a home purchase. Please put N/A in the answer box)

 

Please explain, in detail, what you're trying to accomplish with this refinance?

Question 43 of 43

Who should my team and i consider as the primary contact throughout the loan process?

A

Myself

B

Spouse

C

Both

D

Other

Confirm and Submit